Trinity Capital

Director, Credit

Trinity Capital Inc., a leading provider of diversified financial solutions to growth stage companies, is looking for an experienced Credit professional to join its world-class team in Phoenix, Arizona.

Job Description

The Director of Credit will be responsible for credit underwriting for prospective new portfolio companies. The successful candidate will have at least five years of directly applicable credit experience and will be deeply familiar with performance metrics from a wide variety of industries and business models. This role will report to the Managing Director of Credit.

Strong written and verbal communication skills are a must, as the role requires ongoing collaboration with Originations team members and regular presentations to the Trinity Investment Committee. This position offers the successful candidate exposure to leading venture capital investors, and a wide cross-section of emerging growth companies.

Duties and Responsibilities

The duties and responsibilities of the role will include, but not necessarily be limited to, the following:

  • Collect and review submitted data from prospective portfolio companies; work with Originations team and client company management to address any gaps or deficiencies
  • Evaluate and summarize financial data from prospective client companies; identify key assumptions and trends, and highlight any inconsistencies
  • Work closely with Originations team on the assessment of new opportunities and clearly communicate recommendations for accept / reject decisions; assist in developing ideasfor transaction structure
  • Research industry drivers and opportunities; assess potential impact of key value drivers on business plan assumptions
  • Conduct deep-dive analyses of prospective clientcompanies’ financial results, forecasts, businessplans, intellectual property, collateral, etc.
  • Participate in the due diligence process, including calls with client company’s executive management, investors, and customers, as well as on-site visits when appropriate
  • Prepare investment committee presentation material and present analysis results to Credit Team peers and Investment Committee in a clear and concise manner
Characteristics
  • Analytical mindset
  • Clear and concise written and verbal communication skills
  • The ability to collaborate across functional groups
  • Ability to multitask and maintain a broad perspective along with intense focus
  • Positive attitude and strong work ethic
Education & Qualifications
  • Bachelor’s degree in Finance or Business
  • Minimum of 5 years of experience in a credit role
  • Experienced with the credit risks associated with a wide variety of industries, including software, e-commerce, healthcare services, semiconductors, and more.
  • Deep understanding of cap tables for early-stage private companies
  • Financial statement analysis

Additional Qualifications (desired but not required)

  • Direct experience with credit decisions involving venture funded companies
  • Experience with credit decisions for equipment financing
  • MBA or MS Finance
  • Experience interfacing with venture equity investors

Apply Now

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